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Your 2019 Financial To-Do List

November 29, 2018 3:04 pm Published by Leave your thoughts

Things you can do for your future as the year unfolds. What financial, business, or life priorities do you need to address for 2019? Now is a good time to think about the investing, saving, or budgeting methods you could...

Tax Efficiency in Retirement

April 16, 2018 8:26 pm Published by Leave your thoughts

How much attention do you pay to this factor? Will you pay higher taxes in retirement? Do you have a lot of money in a 401(k) or a traditional IRA? If so, you may receive significant retirement income. Those income distributions,...

The Retirement Mindgame

February 14, 2018 8:10 pm Published by Leave your thoughts

Your outlook may influence your financial outcome. What kind of retirement do you think you’ll have? Qualitatively speaking, what if the success or failure of your retirement begins with your perception of retirement?   A whole field of study has emerged...

When Should You Take Your RMDs?

November 2, 2017 6:27 pm Published by Leave your thoughts

Retirement gives you plenty of choices. You can decide when to claim your Social Security, what Medicare coverage to buy, whether you want to travel or stay put, work part-time or relax. One aspect of retirement finances many people think...

5 Signs You Retired Too Early

October 16, 2017 6:55 pm Published by Leave your thoughts

The lure of early retirement is enticing, there’s no doubt about it. A 2015 study by the Boston College’s Center for Retirement Research shows us that the average retirement age for men is 62, and for women is 64. (1) But...

Will Debt Spoil Too Many Retirements?

October 5, 2017 3:30 pm Published by Leave your thoughts

What pre-retirees owe could compromise their future quality of life. The key points of retirement planning are easily stated. Start saving and investing early in life. Save and invest consistently. Avoid drawing down your savings along the way. Another possible point...

The Importance of Financial Literacy

June 6, 2017 4:59 pm Published by Leave your thoughts

Too few Americans understand personal finance fundamentals If only money came with instructions. If it did, the route toward wealth would be clear and direct. Unfortunately, many people have inadequate financial knowledge, and for them, the path is more obscure. Are...