How Retirement Spending Changes With Time

April 27, 2018 6:13 pm Published by Leave your thoughts

Once away from work, your cost of living may rise before it falls.   New retirees sometimes worry that they are spending too much, too soon. Should they scale back? Are they at risk of outliving their money? This concern is legitimate....

Annuities for Retirement Income

April 24, 2018 5:01 pm Published by Leave your thoughts

Why seniors choose them, and what prospective annuity holders should consider.    Imagine an income stream you cannot outlive. That sums up the appeal of an annuity. If you are interested in steady retirement income (and the potential to defer taxes),...

Tax Efficiency in Retirement

April 16, 2018 8:26 pm Published by Leave your thoughts

How much attention do you pay to this factor? Will you pay higher taxes in retirement? Do you have a lot of money in a 401(k) or a traditional IRA? If so, you may receive significant retirement income. Those income distributions,...

A Retirement Gender Gap

April 2, 2018 3:55 pm Published by Leave your thoughts

Why a middle-class woman may end up less ready to retire than a middle-class man.    What is the retirement outlook for the average fifty-something working woman? As a generalization, less sunny than that of a man in her age group....